Cookie Policy | FinTech Bulletins

1. What Are Cookies and Web Technologies?

Cookies are small data files placed on your computer or mobile device when you visit a website. Cookies are widely used by online service providers to ensure websites function properly, enhance security, recall visitor preferences, deliver aggregate analytics, and serve relevant advertising. We also use browser local storage for lightweight client-side interface state.

2. Complete Cookie Inventory, Vendors, and Retention Times

The table below lists all first-party and third-party cookies and storage items used on FinTech Bulletins, along with their provider, specific purpose, and retention duration:

3. Third-Party Service Providers and Ad Networks

We partner with certified third-party technology providers who set cookies on our website under their respective privacy policies:

• Google LLC (Google AdSense & Google Analytics 4):
  • Headquarters: 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA.
  • Data Practices: Google uses cookies and web beacons to serve ads based on prior visits and collect aggregate web analytics. Read How Google uses information from sites or apps that use our services.
• Cloudflare, Inc. (CDN, Edge Security, and Turnstile):
  • Headquarters: 101 Townsend St, San Francisco, CA 94107, USA.
  • Data Practices: Cloudflare routes web traffic through its global edge network, mitigating DDoS attacks and securing forms. Read the Cloudflare Privacy Policy.
• Vercel Inc. (Web Hosting & Cloud Infrastructure):
  • Headquarters: 440 N Barranca Ave #4133, Covina, CA 91723, USA.
  • Data Practices: Hosts static assets and application logic. Read the Vercel Privacy Policy.
• Logo.dev (Company Logo Image CDN):
  • Company logos featured in market data and news articles are delivered via Logo.dev's edge CDN (img.logo.dev), which logs standard HTTP request headers under the Logo.dev Privacy Policy.

4. Managing Your Cookie Preferences and Opt-Out Options

You have full control over cookies placed on your device:

• Browser Controls: You can configure your web browser to accept, reject, or alert you to the placement of cookies. You can also delete existing cookies at any time via your browser's history and security settings.
• Google Ads Settings: Opt out of personalized Google advertising by visiting Google Ads Settings.
• Google Analytics Opt-Out: Install the official Google Analytics Opt-out Browser Add-on.
• Industry Self-Regulatory Opt-Outs:
  • United States: Digital Advertising Alliance (DAA) WebChoices and Network Advertising Initiative (NAI).
  • Europe: European Interactive Digital Advertising Alliance (EDAA).
• Global Privacy Control (GPC): If your browser transmits a GPC signal, we treat that signal as a valid request to opt out of the sale or sharing of data for cross-context behavioral advertising.

5. Consent for Visitors in the EEA, UK and Switzerland

If you are in the European Economic Area, the United Kingdom, or Switzerland, you control non-essential cookies through our consent banner:

• The banner: shown to every visitor on first visit (and after you clear browser storage) with separate toggles for essential, analytics, and advertising cookies. Your choice is stored on your device as ft_cookie_consent and ft_cookie_preferences.
• Defaults: your choice starts as "off" for analytics and advertising — where Google tags are present, Consent Mode v2 defaults both to denied until you accept (or until a stored choice is read back), and a Global Privacy Control signal is read as a refusal (see Section 4).
• Google Consent Mode v2: when you change a toggle we update analytics_storage, ad_storage, ad_user_data, and ad_personalization so Google tags on the page respect your choice.
• Advertising: ad units are requested and shown only after you enable advertising in the banner — until then the page makes no ad requests. The page-level AdSense script loads with the site itself (AdSense needs it to verify the site); while site-wide ads are disabled it is not loaded at all.
• First-party banner, not a certified CMP: this is our own banner. We do not claim certification under the IAB TCF or any other regional consent framework.

6. Policy Updates

We may update this Cookie Policy from time to time to reflect modifications in our technology stack, advertising networks, or legal obligations. Any updates will be published here with the revised effective date.

7. Contact & Operator Information

If you have questions about our use of cookies or this policy:

• Email: [email protected]
• Operators & Founders: Muhammad Essa, Muzammil, and Ali Asadullah Shah
• Business Address: FinTech Bulletins, Karachi, Pakistan