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FintechBulletins Financial Toolkit

FinTech & Zakat Calculators

Fast, mathematically precise, and compliant financial tools for Pakistani personal finance, Islamic obligations, precious metals, and income tax planning.

Silver Nisab 2026
Rs. 353,357
52.5 Tola Threshold
Gold Nisab 2026
Rs. 3,410,610
7.5 Tola 24K Benchmark
Zakat Rate
2.5% Annual
1/40th Net Wealth
Tax Year Slabs
2025–2026
Salaried FBR Slabs
Pakistan Zakat 2026 Rules
Standard 2.5% Annual Rate

Annual Zakat & Nisab Calculator

Calculate your exact 2.5% obligation with current 2026 Pakistani Nisab benchmarks, gold/silver karats, digital wallets, bank deduction credit, and trade assets.

Benchmark in use: Silver (52.5 tola)
Load Sample Scenario:
1. Cash & Liquid FundsCash on hand, bank accounts, digital wallets & retained committees
Rs. 0
Physical notes & home safe cash
Savings, current & term deposits
Easypaisa, JazzCash, SadaPay, NayaPay
Committee funds received & retained
USD, AED, SAR, GBP converted at today's rate
2. Gold, Silver & Precious MetalsBullion, coins, jewelry & precious holdings by karat purity
Rs. 0
3. Stocks, Mutual Funds & Trade InventoryEquities, Sukuk, business trade goods & digital assets
Rs. 0
Shares held with short-term trading intent
Zakatable proportion proxy:25%
Islamic funds, income funds, cash funds
Value of goods/merchandise held for sale
Current market value in PKR
4. Receivables & Saved RentalRecoverable good debts owed to you & retained rental profits
Rs. 0
Money lent with high certainty of return
Saved rent from properties (not property value)
5. Immediate Liabilities & Bank CreditDeduct short-term dues & reconcile Section 231A bank deductions
- Rs. 0
Due bills, urgent payables (NOT entire long term mortgage)
Zakat already deducted by Pakistani banks at Ramadan
Below Nisab Threshold
Net wealth is below Rs. 353,357. Zakat is not obligatory.
Net Zakat Directly Payable:
Rs. 0
Total 2.5% Obligation: Rs. 0
Total Zakatable Assets:Rs. 0
• Cash & Liquid FundsRs. 0
• Precious MetalsRs. 0
• Investments & TradeRs. 0
• Receivables & RentalRs. 0
Less Immediate Liabilities:- Rs. 0
Net Zakatable Wealth:Rs. 0
Nisab Benchmark (silver):Rs. 353,357
Key 2026 Zakat Reminders
  • • Hawl: Wealth must be maintained above Nisab for one lunar year.
  • • Exemptions: Primary residence, personal vehicle, and operational tools are exempt.
  • • Recipients: Pay directly to eligible Quranic categories (Fuqara, Masakin, Debtors, etc.).